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Let's Get You Your Dream Home

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Nevada Down-Payment Assistance

Up to $20,000
Waiting for You.
Do You Qualify?

 

Many Nevada residents don't realize they may be eligible for up to $20,000 in down payment and closing cost assistance through state-funded programs — and most don't require you to be a first-time buyer.

Our team will walk you through everything in a free, no-obligation 20-minute phone consultation — who qualifies, how to apply, and exactly how to put these funds to work when purchasing your next home.

📞

Free 20-Minute Phone Consultation

Fill out the form and a member of our team will reach out to you directly. No cost, no pressure — just expert guidance.

 
Top 1% Producer in Las Vegas
 
20+ Years of Experience
 
Over 500 Transactions
Free Consultation
Find Out If You Qualify
Sign up below and we'll reach out to you.
 
Your information is private and will never be shared.
Privacy Policy  |  Terms of Service
Your Path to Down-Payment Assistance
Three Simple Steps to
Your Free Consultation
 
Nevada offers several down-payment assistance programs — and the right one depends entirely on your situation. In just 20 minutes, our experienced lending partner will review your options, answer your questions, and point you toward the program that fits you best. No guesswork. No pressure.
1
Submit Your Information
Fill out the short form on this page with your name, phone, and email. That's all we need to get started.
2
Your 20-Minute Call
We reach out to you directly for a free, no-obligation 20-minute phone consultation. You'll walk away knowing exactly which program is the best fit and what your next steps are.
3
We Review Your Options
Our lending partner will evaluate which Nevada assistance programs you may qualify for — including Home Is Possible, Chenoa Fund, Essex, the Workers Advantage Program, and more.
40+ Years of
Experience
 
Guidance from a Lender Who Knows Every Program
Not all assistance programs are the same — eligibility, income limits, and benefits vary widely. Our lending partner brings over 40 years of mortgage experience to every consultation, ensuring you're matched with the program that delivers the most value for your unique situation. No one-size-fits-all answers here.
The Team Behind Your Consultation
Nearly Two Decades
of Getting Buyers Home
 
For nearly 20 years, Teresa McCormick, Claire Hopkins, Steve Mihas, and Jon Copeland have worked side by side to help Nevada families achieve the dream of homeownership. What started as a shared commitment to exceptional service has grown into one of Las Vegas's most trusted real estate and lending partnerships — with over 500 closed transactions and a reputation built entirely on results.

Teresa brings unmatched market knowledge as a top 1% producer among more than 14,000 Las Vegas agents. Claire guides buyers through every step of the purchase process with patience and precision. Steve ensures every transaction runs seamlessly behind the scenes as Director of Operations. And Jon, with over 40 years in mortgage lending, navigates the financing landscape so every client arrives at the closing table fully prepared — and with every dollar of assistance they deserve.

Together, this team doesn't just find you a home. They find you the right home, at the right price, with the right financing — and they've been doing it together for almost 20 years.
McCormick
Teresa McCormick

License #S.0068060.LLC

Real Estate Agent
Hopkins
Claire Hopkins

License #S.0196306.LLC

Realtor
Copeland
John Copeland

License #NMLS ID #302495

Branch Manager of Castle and Cooke
Mihas
Steve Mihas

License #S.0174809.LLC

Director of Operations
McCormick Group
Teresa McCormick Group

License #S.0068060.LLC

REALTOR® | Team Leader
View Our Team
Common Questions
Frequently Asked Questions
 
Do I have to be a first-time homebuyer to qualify?
No — most Nevada down-payment assistance programs, including the Workers Advantage Program and Home Is Possible, do not require you to be a first-time homebuyer. As long as you meet the income, residency, and property requirements, you may qualify even if you have owned a home before.
How much assistance can I receive?
The amount varies by program. Some programs offer a fixed dollar amount, while others provide a percentage of your loan amount — meaning the assistance you receive could be higher or lower depending on your purchase price. During your free 20-minute consultation, our lending partner will calculate the exact amount available to you across every program you qualify for.
What Nevada down-payment assistance programs are available?
There are several programs available to Nevada homebuyers, including the Workers Advantage Program, Home Is Possible, Chenoa Fund, and Essex, among others. Each program has its own eligibility requirements, income limits, and benefits. Our team will help you identify which program — or combination of programs — is the best fit for your situation.
Will applying for assistance affect my credit score?
Signing up for a consultation does not affect your credit score in any way. A credit check is only performed when you formally apply for a mortgage loan — which happens later in the process, and only with your knowledge and consent.
How long does the process take from consultation to closing?
The timeline varies depending on the program and your personal circumstances, but many buyers close within 30 to 60 days of beginning the process. Your 20-minute consultation will give you a clear picture of the steps involved and a realistic timeline based on your specific situation.
Can I use the funds for closing costs, or only for a down payment?
In most cases, the assistance funds are flexible and can be applied toward your down payment, closing costs, or both. Some programs even allow you to use the funds to buy down your interest rate, which can lower your monthly payment for the life of the loan.
What happens after I sign up for the consultation?
After you submit your information, a member of our team will reach out to you directly — typically within one business day — to schedule your free 20-minute phone call. From there, our lending partner will review your eligibility, walk you through your options, and outline your next steps toward homeownership.
Is the consultation really free? Is there any obligation?
Yes — completely free and with absolutely no obligation. There is no cost to speak with our team, no pressure to move forward, and no commitment required. Our only goal is to make sure you have the information you need to make the best decision for your family.
Still Have Questions?
Let's Talk.
Sign up for your free 20-minute phone consultation and get every question answered by an expert with over 40 years of mortgage experience.
Request My Free Consultation
WHAT OUR CLIENTS SAY

Thank you Teresa, You guys are just the best and made it an easy process for me.

— Melissa M.

WHAT OUR CLIENTS SAY

Teresa and her team are such a wonderful group of people to work with. Always professional and responsive. Would highly recommend them to anyone looking to purchase in the Las Vegas area.

— Matt A.

WHAT OUR CLIENTS SAY

Teresa made selling my home as easy as possible, it was a complete breeze. Without a doubt the best Realtor I've worked with since I moved to Vegas.

— Matthieu

WHAT OUR CLIENTS SAY

Amazing experience with good people that actually care. Teresa worked with me to overcome many obstacles and found me a condo I couldn’t be happier with. 10/10 would recommend to others and definitely looking forward to doing more business in the future.

— Edward P.

WHAT OUR CLIENTS SAY

Teresa is a "True Professional"! She is thorough, fun to work with, honest and forthright. Teresa knows how to get the job done and goes over and beyond any realtor I have worked with.

— Buyer | Seller

WHAT OUR CLIENTS SAY

I have been a client of Teresa’s for 13 years now and she has been fantastic! I have purchased Condo’s, homes for rental, and homes for renovation, and Teresa has always been able to find me what I need, and to assist with any issues, both before and after closing. She is a treasure, knows the entire city intimately, and is an excellent communicator. I wouldn’t hesitate to recommend her to anyone looking...

— David C.

WHAT OUR CLIENTS SAY

Teresa McCormick and her team are 5-star all-stars! My experience buying a house in Las Vegas was full of fun, confidence, and expert guidance from Teresa. If working with a positive real estate agent is important to you, choose Teresa. If working with a professional who knows the Las Vegas market and particularly Summerlin, choose Teresa. If you are working with a real estate agent who is paying attenti...

— Scott K.

WHAT OUR CLIENTS SAY

Teresa and The Team are Outstanding Professionals. Relocated from Chicago to Vegas. Closed in 45 days! Urban Nest had All needs for obtaining Our Dream home, under one roof. Mortgage broker, escrow Atty, Transaction Mgr, etc. We were walked through every aspect of the process. Teresa has formed a highly motivated and experienced Team, which I would Highly Recommend to Vets (like myself) or Anyone looking...

— Derrick V.

WHAT OUR CLIENTS SAY

Teresa was the best realtor I’ve ever had! She has made this process so easy and stress-free for us. Teresa is very knowledgeable and knows the market very well! She is honest and will give you her advice without forcing you into any decision you aren’t ready for. She gets stuff done quickly and efficiently! She and her staff are extremely efficient and always available to help. She has a great personali...

— Jocelyn H.

WHAT OUR CLIENTS SAY

We can't speak highly enough of our experience with the Teresa McCormick Realty Group. Teresa was extremely responsive and very proactive in communicating with us, from the sale of our house to the purchase of our new house. Teresa was very informative, and you could tell right off the bat that she knew her career and had our best interests in mind. Teresa made the process incredibly easy and took extra ...

— Hana V.

WHAT OUR CLIENTS SAY

Teresa and her team, Claire and Steve were fantastic. The intimately know the Las Vegas area after more than 25 years of experience each. They listened closely to what I was looking for and found me the perfect house. Teresa walked me through the buying process in great detail. She was very easy to connect with and always available. I felt like I was her only client. After the home was purchased I needed...

— Scott W.

WHAT OUR CLIENTS SAY

I am so happy we had Claire as our Agent! She asked a lot of questions to determine what I was looking for and made excellent recommendations regarding neighborhoods and homes. She had an amazing attention to detail, was always on time and truly went above and beyond to make sure I was comfortable through the entire process. If you are looking to buy or sell in Las Vegas, specifically Summerland, Claire ...

— Kane

WHAT OUR CLIENTS SAY

Teresa is very knowledgeable with how the sales market is going in Las Vegas. She always kept me informed and looked after my best interest. I am from Hawaii and never met her in person, but she gave me a feeling of complete trust.

— Jonathan A.

WHAT OUR CLIENTS SAY

Teresa McCormick and her team are truly a pleasure to work with. We felt like we were her only clients. If you are looking for a home here in Las Vegas, Teresa is your realtor! She was on top of everything from start to finish, had great recommendations, very accommodating to our last-minute requests, and was attentive to the list of things we required in a new home. We were the picky clients that looked...

— Tina J.

WHAT OUR CLIENTS SAY

The very BEST!, we were referred by a friend to Teresa McCormick to sell our home in Las Vegas. From the very first meeting with her at the home, the day we called her, it was obvious she and her team, Steve and Claire were the ones to go with! Her knowledge of the market, current inventory, pricing strategies and suggestions with small changes we could do to get top dollar in short order proved true to ...

— S F Hansen

WHAT OUR CLIENTS SAY

Very professional, had good contractors, looked after everything. In the last twenty years we have owned over 30 rental homes, have rehabbed many ourselves but now in our late 70’s and rather relax and enjoy. Teresa and her team looked after rehabbing and marketing 3 homes within 60 days and got top dollar. I have also used most of the minimal commission services but can assure you our net was better usi...

— user4193253

WHAT OUR CLIENTS SAY

Teresa McCormick is a dream realtor. My husband and I moved from Pittsburgh to Las Vegas and I was connected to Teresa while still in Pittsburgh. Teresa stayed in touch with me continually but was never pushy. She answered every one of my questions and was so helpful. When it came time to buckle down and find our dream home, she was nothing short of phenomenal - working with our deadline and really getti...

— Molly P.

WHAT OUR CLIENTS SAY

Our experience with Teresa was phenomenal. We were selling our house inLas Vegas and lived in another state so we were expecting it to be a bit of a hassle. It was very much to the contrary. Teresa was just so professional and helped us get top dollar for our home with very little effort on our part. She is extremely knowledgeable and easy to work with.

— Tina R.

WHAT OUR CLIENTS SAY

"Simply The Best"! Teresa provided us with excellent and expeditious service throughout the entire process of purchasing our dream retirement home. Her negotiation skills were superb and her knowledge of property acquisition is phenomenal. She is a dedicated, determined, and delightful real estate professional who possess a high degree of integrity. She goes the extra mile to provide you an extraordinary...

— Alisa M.

WHAT OUR CLIENTS SAY

Teresa did an amazing job! I'm going to say it here: Real Estate Ninja!! Sought a 3 BR/3 BA home located in either Henderson or Summerlin and conveyed that I would have limited opportunities for viewing due to out-of-state move. She was extremely helpful in hearing all of my desired features and then developed a list of potential houses for viewing. We hit the ground running! She was fully prepared with ...

— Dan S.

WHAT OUR CLIENTS SAY

Teresa is an amazing realtor! She truly commits and cares to help get you the best deal out there. The market is tough but she is tougher! We appreciate all the time and effort you put into helping us buy our home and for helping some of our family members find their homes as well!

— zuser20150127082119692

WHAT OUR CLIENTS SAY

Teresa McCormick is an amazing realtor. Her years of experience in the field truly showed from our first introduction. Teresa and her team had my back from the very start until my property closed. This listing was certainly the easiest of all of them!!!

— user6565764

WHAT OUR CLIENTS SAY

We can't speak highly enough of our experience with the Teresa McCormick Realty Group. Teresa was extremely responsive and very pro-active on communicating with us, from the sale of our house to the purchase and of our new house. Teresa was VERY informative, and you could tell right off the bat that she knew her career and had our best interests in mind. Teresa made the process incredibly easy and took e...

— Vermillion

WHAT OUR CLIENTS SAY

Teresa is awesome I was a first time home buyer on my own, I have owned homes before with my husband, but this last year I lost him and really didn't know anything about buying a home, condo etc. She hand walked me through the whole process I could not have done it on my own "thank you" for all your support and help in this very stressful purchase but amazing journey. I would recommend Teresa McCormick t...

— Angel D.

WHAT OUR CLIENTS SAY

Teresa is a fabulous agent. She listens to your wants and needs and does a great job finding you exactly what you are looking for. She is very patient and works well with whomever is doing the financing. I highly recommend Teresa McCormick as an agent for anyone looking to buy or even sell a property.

— Southwestsweeping

WHAT OUR CLIENTS SAY

From start to finish Teresa was awesome!! She not only got us into our new home but sold our current home in less than a day. She was never unavailable to us and make the whole transition smooth.

— Johare G.

WHAT OUR CLIENTS SAY

Very helpful and knowledgeable, consistent with searches great at finding what your looking for sends new locations daily via email, great communication always available and accessible a pleasure to work with i highly recommend

— D. Collins

WHAT OUR CLIENTS SAY

Teresa represented us in buying a small inexpensive home in Aliante area. This was not an easy task but Teresa stayed with it and we found what we were looking for. I own multiple homes and during this search was also selling my primary residence in California. I know what a pain this can all be. Teresa stuck with us throughout this process that took multiple months. Teresa will listen to you and will ac...

— zuser20140605113147765

WHAT OUR CLIENTS SAY

Teresa was very professional and knowledgeable. She helped me so much with finding and buying my first house. She showed me several great houses. And guided me through the whole process.

— Kati E.

WHAT OUR CLIENTS SAY

Teresa did an excellent job responding our requests fast - withing a few minutes, providing with professional advises, looking after our goals, guiding and educating about RE market, planning and arranging properties viewing in timely manner and efficient way, protecting our interests and listening to our needs. Thanks to Teresa the seller had chosen us and we bought the house of our dreams, because Tere...

— Maria D.

WHAT OUR CLIENTS SAY

Teresa has been my realtor for years and I've purchased 2 properties from her. One of which was a short sale and very tedious to accomplish. But she made it happen! Highly recommended!

— Matt B.

WHAT OUR CLIENTS SAY

Teresa McCormick she is very helpful, and dedicated to help every need and questions that i have for the past 4 homes purchased. she always going out of her way to taken care of me of all hours that i called her upon, and extremely helpful for looking for protential house. I could not say enough good about her, but after 4 houses purchases i will call her again in 1 year to have her help me buy another o...

— Van L.

WHAT OUR CLIENTS SAY

Teresa proved herself to be very professional and available. Our first home purchase though her was completed in a very short period of time. Our second purchase took a bit longer because our needs and budget were more complex. Teresa ALWAYS came through for us!

— 2greytpupps

WHAT OUR CLIENTS SAY

Teresa was very professional and knowledgeable about my real estate needs. She was easy to work with and went out of her way to be helpful and get my property sold.

— Karen B.

WHAT OUR CLIENTS SAY

Teresa is the most responsive and knowledgable agent who is extremely well versed in both normal and short-sale processes and negotiations. She is so nice you almost forget that she is not just your friend but also your accomplished real estate agent!

— Steve V.

WHAT OUR CLIENTS SAY

I cannot recommend Teresa McCormick & Steve Mihas enough! They not only helped my husband and I buy our first home- they helped us sell it too! They are incredibly attentive, detailed and their communication is top tier. They are the definition of " go above and beyond" for their clients. Buying and Selling your home can be stressful and confusing ( especially if you've never done it before) However, Ste...

— David T.

WHAT OUR CLIENTS SAY

This review is provided to attest to the integrity and professionalism of Teresa McCormick and partner Steve Mihas, as well as to address the comments of the Dimitrov party, who submitted an offer to buy our home, and left a negative review on this page. The Las Vegas real estate market is quite hot right now, and we were grateful to receive their offer, along with several others. I can offer assurance t...

— Erin L.

WHAT OUR CLIENTS SAY

Teresa McCormick and her team are 5 star all-stars! My experience buying a house in Las Vegas was full of fun, confidence and expert guidance from Teresa. If working with a positive real estate agent is important to you, choose Teresa. If working with a professional who knows the Las Vegas market and particularly Summerlin, choose Teresa. If working working with a real estate agent who is paying attentio...

— Scott K.

WHAT OUR CLIENTS SAY

Teresa and The TEAM are Outstanding Professionals. Relocated from Chicago to Vegas. Closed in 45 days!!! Urban Nest had All needs for obtaining Our Dream home , under one roof..Mortgage broker, escrow Atty., Transaction Mgr., etc.. We were walked through every aspect of the process. Teresa has formed a highly motivated and experienced Team, which I would Highly Recommend to Vets (as myself)or Anyone look...

— Derrick V.

WHAT OUR CLIENTS SAY

Teresa was the best realtor I’ve ever had! She has made this process so easy and stress free for us. Teresa is very knowledgeable and knows the market very well! She is honest and will give you her advice without forcing you into any decision you aren’t ready for. She gets stuff done quickly and efficiently! Her and her staff are extremely efficient and always available to help. She has a great personali...

— Jocelyn H.

WHAT OUR CLIENTS SAY

We can't speak highly enough of our experience with the Teresa McCormick Realty Group. Teresa was extremely responsive and very pro-active on communicating with us, from the sale of our house to the purchase and of our new house. Teresa was VERY informative, and you could tell right off the bat that she knew her career and had our best interests in mind. Teresa made the process incredibly easy and took e...

— Hana V.

WHAT OUR CLIENTS SAY

I have been a client of Teresa’s for 13 years now and she has been fantastic! I have purchased Condo’s, homes for rental, and homes for renovation, and Teresa has always been able to find me what I need, and to assist with any issues, both before and after closing. She is a treasure, knows the entire city intimately, and is an excellent communicator. I wouldn’t hesitate to recommend her to anyone looking...

— David C.

WHAT OUR CLIENTS SAY

I am so thankful that my son found Teresa! She was so helpful in finding us just the right home. Her team was great to work with and always available to answers any questions we had. Choose Teresa you will be so thankful you did.

— Sharon B.

WHAT OUR CLIENTS SAY

Teresa has sold two homes for me and made both transactions go smoothly. She is motivated and very professional. She will talk to you straight and get you through the dreaded escrow process. Whole process was quick and painless. I highly recommend her!

— Susan F.

WHAT OUR CLIENTS SAY

Teresa was my Real Estate Agent in 2020 at the beginning of the pandemic. We were all learning how to function through the new process of buying a home together. Teresa had unbelievable patients, she is/was personable, kept the communication flowing and I believe she had my best interest at heart. Fast forward 4 years I love my home and wouldn't have changed a thing. Thank you Teresa and Team.

— Lisa O.

WHAT OUR CLIENTS SAY

I cannot recommend Teresa McCormick & Steve Mihas enough! They not only helped my husband and I buy our first home- they helped us sell it too! They are incredibly attentive, detailed and their communication is top tier. They are the definition of " go above and beyond" for their clients. Buying and Selling your home can be stressful and confusing ( especially if you've never done it before) However, Ste...

— Samantha T.

View All
GET IN TOUCH
By providing your contact information to Teresa McCormick LLC, your personal information will be processed in accordance with Teresa McCormick LLC's Privacy Policy. By checking the box(es) below, you expressly consent to receive marketing or promotional real estate communication from Teresa McCormick LLC in the manner selected by you. For SMS text messages, message frequency varies. Message and data rates may apply. Consent is not a condition of purchase of any goods or services. You may opt out of receiving further communications from Teresa McCormick LLC at any time. To opt out of receiving SMS text messages, reply STOP to unsubscribe. SMS text messaging is subject to our Terms of Use.
CONTACT DETAILS

TERESA MCCORMICK

(702) 321-9296

[email protected]



9580 West Sahara Avenue #200
Las Vegas NV 89117